You can open a joint account to manage your money together. Link opens in a new tab. You are responsible for paying any tax due to HM Revenue and Customs. A bank account can help improve your credit score in the long run, meaning you’ll find it easier to borrow money. The interest rates, fees and how you access your money vary, depending on which kind of savings account you choose and the bank or building society you're with. Switching your Current Account to Metro Bank couldn’t be simpler. Simply ask us in store or give us a ring on 0345 08 08 500. You can even switch your existing joint account to us. Return to reference. The straightforward, easy way to manage your day-to-day spending if you don't need all the features of a Current Account, if you are not eligible for one, or if you are under 18. All you need is a photo ID, three years of address history and a selfie. You can also download your transaction history using online banking before you close your account. Bank accounts can help you save money, share your finances, and even earn interest or rewards. Internet Banking registration required.

Metro Bank 24/7. You are responsible for paying any tax due to HM Revenue and Customs. Pop in store with proof of ID to open your account on the same day – no need for an appointment. *Where can I use my card for free in Europe? Earn £50 for you and £50 for your friend. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC. The offer is subject to change and can be withdrawn without notice at any time. If you think you’ve been discriminated against, contact the Citizens Advice Bureau for support. Link opens in a new tab.

And you can stay on budget with online spending and foreign transaction limits. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details. Many banks won’t accept these as proof of address: Applying for an account may take minutes or hours, depending on the bank. We asked customers how likely they would be to recommend their personal current account provider to friends and family. p.a. We’d love you to make the move, you just need to open a Current Account and then fill out our quick switching form. Some will run a credit check as part of this. And we’ll have your whole switch done in 7 working days. Visit Lloyds Bank Facebook (opens in new tab), Visit the Lloyds Bank Twitter page (opens in new tab), Visit the Lloyds Bank YouTube channel (opens in new tab),, Choose either 6 cinema tickets, a Gourmet Society membership, a magazine subscription or 12 digital movie rentals each year, Exclusive offers on Savings and Mortgages products, Earn up to 15% cashback at selected retailers, Monthly fee for maintaining the account - Free, Monthly fee for maintaining the account - £21 + free, Monthly fee for maintaining the account - £21. As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family.

This includes closing your old account, moving your balance and updating your payments. This is so that we can meet UK money laundering regulations to help stop criminals from using financial products or services for their own benefit. We will only ask for enough information to allow us to open your account. You can even switch accounts if you have an overdraft, as long as your new bank agrees to it. If we receive a request for a payment but you don’t have the funds in your account to cover it, we will either: From 18 December 2019 we stopped charging the £10 fee for each payment made and each payment refused due to lack of funds. To make a request, you can visit us in store or call us on 0345 08 08 500.

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